For Customers
I’m buying an RV, boat or aircraft.
Explore financing solutions by collateral type, review the process, estimate a payment and begin your secure application when you are ready.
Recreational loan financing
Financing the Adventures That Move You.
Personalized financing assistance for RVs, boats, and personal aircraft—supported by over 70 years of combined experience, access to 20+ participating lending options, and a hands-on Blue Ridge team focused on getting you from application to funding as efficiently as possible.
Blue Ridge Credit Services is not a bank and does not make final credit decisions. Financing is subject to application, verification, collateral eligibility and participating lender approval.
Secure applications are processed through AppOne and powered by Newcoast. Blue Ridge Credit Services is not a bank and does not make final credit decisions.
Over 70 Years Combined ExperienceFocused, specialized recreational-lending experience
20+ Participating Lending OptionsFlexible pathways for qualified borrowers and collateral
Typical Funding in 3–5 Business Days*For many transactions once applications and requested documentation are complete
Nationwide ServiceSupport for customers, dealers and referral partners across the country
*Timing varies by transaction, documentation turnaround, collateral details and participating lender requirements.
Choose your path
Start where you are. We’ll help you move forward.
Whether you are buying an RV, boat or aircraft, or you are a dealer or referral partner looking for financing support, Blue Ridge makes the next step clear.
For Dealers & Partners
I’m a dealer, broker or referral partner.
See how Blue Ridge can support your customers, help streamline financing conversations and provide free collateral-listing exposure paired with our financing link.
Explore financing by collateral type
Visual pathways for every adventure.
Choose the financing category that best matches the purchase you are planning.
RV Financing
Motorhomes, travel trailers, fifth wheels and more.
Financing support for qualifying recreational vehicles with a Blue Ridge team focused on clarity, speed and service.
Explore RV financing
Marine Financing
Boats and personal watercraft built for weekends on the water.
Flexible financing solutions for qualifying marine purchases, supported by personalized guidance from application through funding.
Explore marine financing
Aircraft Financing
Personal aircraft purchases with specialized support.
Financing assistance for qualifying personal aircraft transactions, subject to lender requirements and transaction details.
Explore aircraft financingHow it works
A straightforward financing process.
We keep the process clear, responsive and organized from your initial application through documentation and funding.
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01
Apply securely
Complete the secure Blue Ridge AppOne application and provide the basic details of your purchase and financing goals.
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02
Review your options
A Blue Ridge finance professional reviews the file, helps organize the transaction and works through participating-lender pathways suited to the borrower and collateral.
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03
Complete documentation and funding
Once all requested documentation is received and the transaction is approved, many deals can move from application to funding in approximately 3–5 business days.
Funding timeframes vary by borrower responsiveness, documentation, collateral and participating lender requirements.
Helpful planning tool
Estimate your monthly payment.
Use this quick estimator to get a directional monthly payment based on your expected purchase price, down payment, term and estimated APR.
- Helpful for early-stage planning
- Useful for RV, Marine and Aircraft scenarios
- Not a financing approval, quote or rate offer
Estimated monthly payment
$0
Enter your estimated numbers and calculate a monthly payment.
Estimated payment only. This calculator is for general planning purposes and does not represent an offer, commitment to lend, approval or quoted rate. Actual terms vary by applicant, collateral and participating lender.
Dealers, manufacturers & referral partners
Help more customers move from interest to ownership.
Blue Ridge can complement your sales process by helping customers navigate financing options, keeping communication moving and supporting qualified recreational transactions from application through funding.
For many partners, Blue Ridge functions like an experienced financing resource without requiring a large in-house finance operation.
Blue Ridge Leadership
Experienced guidance. Personal service.
Blue Ridge Credit Services is led by two recreational-finance professionals and supported by a team bringing over 70 years of combined industry experience.
Blake Hines
Co-Founder & President
Blake earned a degree in finance from Florida State University and brings more than 20 years of lending and banking experience across mortgage and recreational finance. He specializes in RV, Marine and Aircraft financing and has a strong track record of building productive industry partnerships.
Sean Mullaney
Co-Founder & Chief Relationship Officer
Sean leads relationship development for Blue Ridge, supporting dealers, manufacturers, referral partners, and customers with a focus on responsive communication and long-term partnerships.
Meet our finance team
Experienced specialists. Personal support.
Blue Ridge works closely with experienced recreational-finance professionals who help guide customers through the details of boat, RV and specialty financing with responsive, personal service.
Business Manager
Dan Welte
With more than 20 years of finance experience, Dan brings a straightforward, personal approach to recreational financing. Dan is passionate about making the financing process simple and helping turn “someday” into “let’s go,” so customers can spend less time worrying about financing and more time enjoying what comes next.
Business Manager
Emma Rasmusson
Originally from Minnesota and a North Dakota State University alumna, Emma brings a lifelong passion for being on the water to her work. She combines that enthusiasm with personalized support for customers navigating their recreational-finance needs.
Business Manager
Julia Nickolson
Julia brings experience in boat, yacht and RV financing along with a strong understanding of the details that make recreational loans unique. Born and raised in the Chicago suburbs, she moved to Florida to attend Florida State University, where she earned her bachelor’s degree in 2020. Julia has built her career in finance and now lives in St. Petersburg, Florida with her 6-year-old Maltipoo, Zoe. She works closely with customers to help identify financing options that fit their needs.
Common questions
Financing questions, answered clearly.
How long does the process take?
Once a complete application and all requested documentation have been received, many transactions can move from application to funding in approximately 3–5 business days. Timing may vary depending on the participating lender, collateral, verification requirements and transaction details, and no specific approval or funding time is guaranteed.
What information is required?
Requirements vary by lender, transaction size, and collateral type. Sensitive financial information should only be submitted through the secure application process—not the general contact form.
Do you finance new and pre-owned collateral?
Participating programs may be available for qualifying new and pre-owned RVs, boats, yachts, and personal aircraft. Eligibility varies by lender and collateral.
Will applying affect my credit?
Credit inquiry and underwriting requirements vary by participating lender. Review the secure application disclosures before submitting.
Is Blue Ridge the lender?
No. Blue Ridge Credit Services assists with recreational-financing applications. Final credit decisions, rates, and terms are determined by participating lenders.
Is there a fee to request financing?
Any applicable fees or transaction costs should be disclosed as part of the financing process. Terms vary by lender and transaction.
Free collateral listings
Advertise qualifying inventory on our website at no listing cost.
Dealers, manufacturers, referral partners, and individual owners may request to feature qualifying RVs, boats, and personal aircraft on the Blue Ridge Credit Services website at no charge.
In exchange, approved listings must include a Blue Ridge financing link so interested buyers can begin a secure financing application through our process.
Listings are subject to review, availability, content standards, and removal at our discretion. A listing is not an endorsement, valuation, warranty, or offer of financing.
Request a Free ListingReady to begin?
Ready to Move Forward?
Begin your secure AppOne application or contact our team with a general financing question.
Contact us
Talk with Blue Ridge Credit Services.
Have a financing or partnership question? Reach out and we will help identify the appropriate next step.
Phone(941) 650-3946
Emailinfo@blueridgecredit.com
AvailabilityOur team operates on Eastern Time and is often available beyond standard business hours.