About Blue Ridge

Experienced people. Personal service.

Blue Ridge Credit Services was founded to give consumers and recreational-industry partners direct access to experienced financing professionals who understand RV, Marine and Aircraft transactions.

Leadership

Meet the Blue Ridge co-founders.

Blake Hines and Sean Mullaney bring decades of recreational-lending, banking, sales and relationship-management experience to Blue Ridge Credit Services.

Co-Founder & President

Blake Hines

Blake Hines is a founding partner and President of Blue Ridge Credit Services, a specialized provider of recreational financing solutions. He earned a Bachelor of Science degree in Finance from Florida State University and brings more than 20 years of lending and banking experience across the mortgage and recreational finance industries.

Blake has extensive expertise in RV, Marine and Aircraft financing, as well as a deep understanding of the needs of dealers, manufacturers, lenders, aftermarket providers, referral partners and customers.

Throughout his career, he has built productive relationships across the recreational industry, developed strategic financing partnerships and fostered strong relationships with participating lenders—all designed to support business growth and deliver a strong customer experience. He is committed to delivering responsive, knowledgeable service to Blue Ridge team members, business partners and valued customers.

Outside of work, Blake enjoys camping, boating, golfing and just about anything outdoors. Most importantly, he values spending time with his wife and son and creating lasting memories together.

Co-Founder & Chief Relationship Officer

Sean Mullaney

With 39 years of experience in sales, finance and management, Sean Mullaney has built his career around helping people achieve their goals through honesty, strong relationships and results. As a finance professional specializing in RV, Marine and Aircraft lending, he has the privilege of helping clients turn lifelong dreams into reality.

Whether he is helping finance a family’s first RV, a boat for weekends on the water or an aircraft for business or personal travel, Sean believes every approved loan represents more than a transaction. It is an opportunity for someone to create memories, pursue a passion and live a dream—and that is what motivates him every day.

Outside of work, Sean’s greatest blessings are his beautiful Colombian wife and their three incredible sons. Family is at the center of everything he does. When he is not working with clients or developing new business partnerships, he enjoys fishing, spending time on the water and being with his family.

Sean believes success is measured not only by professional achievement, but also by the lives positively affected along the way. His mission is simple: provide exceptional service, build lasting relationships and help make dreams happen—one customer at a time.

Meet our finance team

Over 70 years of combined experience.

Our broader Blue Ridge team brings together experienced recreational-finance professionals focused on responsive communication, clear guidance and personal support from application through funding.

Business Manager

Dan Welte

With more than 20 years of finance experience, Dan brings a straightforward, personal approach to recreational financing. Dan is passionate about making the financing process simple and helping turn “someday” into “let’s go,” so customers can spend less time worrying about financing and more time enjoying what comes next.

Business Manager

Emma Rasmusson

Originally from Minnesota and a North Dakota State University alumna, Emma brings a lifelong passion for being on the water to her work. She combines that enthusiasm with personalized support for customers navigating their recreational-finance needs.

Business Manager

Julia Nickolson

Julia brings experience in boat, yacht and RV financing along with a strong understanding of the details that make recreational loans unique. Born and raised in the Chicago suburbs, she moved to Florida to attend Florida State University, where she earned her bachelor’s degree in 2020. Julia has built her career in finance and now lives in St. Petersburg, Florida with her 6-year-old Maltipoo, Zoe. She works closely with customers to help identify financing options that fit their needs.

Our approach

Specialized financing without losing the personal connection.

Blue Ridge combines over 70 years of combined team experience with access to over 20 participating lending options. Our goal is to help organize each transaction, explain the process clearly, and identify an appropriate financing path for the borrower and collateral.

What customers can expect

Direct access to experienced finance professionals
RV, Marine and Aircraft specialization
Clear communication throughout the process
Secure application through AppOne